Before we had D we went a few months spending less and using more cash so we could track what we were buying and spending money on. It worked great but as our hours at work were opposite of each other it quickly went out the window. Talking to friends lately I have heard all kinds of things about budgeting. J's recent trip home was unexpected as his grandma passed away and money like that is never accounted for and a spur of the moment trip can cost hundreds of dollars.
So yesterday I decided to look at some of our spending and come up with a game plan. By no means are we hurting, but we do still have some debt to pay off on all of our infertility treatments which totaled over $25,000. Nope, not a typo. I decided in February not to return to work right now so I could stay home with D. I didn't feel ready to leave him, but also the fact that he may be our only child really had me torn and in the end I decided being home with him was most important. Never did I see myself as the stay at home mom type and well here I am. However, the shows that are on TV during the day and the activities they have on post and off during the day are fabulous lol!
I am tracking our spending now using an app (or so I hope to keep up with it) where J and I can both sync our phones to use it. EEBA is what it is although I would like to check out Mint as well. I have set some things pretty high that I am not really willing to negotiate ha ha like grocery money. Sadly, it costs more to eat healthy. Also, some money for D and things to do as a family. I am wondering how well this will work for us.
Worth a shot,